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Let's create your parent account first 8+ Characters 1+ Lowercase 1+ Uppercase 1+ Number
A simple subscription No overdraft. No hidden fees. No expensive mistakes.

Finnest is only $36 per child per year Next we will need some more information
We need to verify your identity to comply with the US PATRIOT Act
Birthdate
We don’t store this or run a credit check
The last step before ordering your card is connecting a bank account 💸 Connecting your bank account allows you to fund your children's accounts and pay for Finnest 🔒 All provided bank credentials are secured with 256-bit encryption and not stored. 🤝 Finnest partnered with Dwolla to provide top secure banking standards.
You must connect a valid bank account to load money into Finnest.
We use SSL encryption to verify and connect to
your account. Note that your credentials are not stored.
Create Your Child's Account
Birthdate
Cardholder Agreement

 

Finnest Visa® Prepaid Card
Cardholder Agreement Section 1 of 3 - Short Form Disclosure
Last updated 04/10/2019

Monthly fee
$0

Per purchase
$0

ATM withdrawal
N/A    in-network
$2.00 out-of-network

Cash reload
N/A

ATM balance inquiry (in-network or out-of-network)

N/A or $0.75

Customer service (automated or live agent)

$0.00

Inactivity

$0.00

We charge 3 other types of fees. Here is 1 of them:

International Transactions

3.5% of the U.S. $ Amount of the Transaction                 

 

 

 

 

 

 

 

 

 

 

No overdraft/credit feature.
Your funds are eligible for FDIC insurance.
For general information about prepaid accounts, visit cfpb.gov/prepaid.
Find details and conditions for all fees and services in the Cardholder Agreement – Long Form Disclosure and Terms and Conditions sections.

 


There is no fee to purchase this prepaid card.
There is no fee for activating this prepaid card.
The Finnest Visa Prepaid Card is issued by First Century Bank N.A. pursuant to license from VISA U.S.A Inc. VISA® is a registered trademark of Visa International Service Association.
First Century Bank N.A., Member FDIC.

 

 


Finnest Visa® Prepaid Card
Cardholder Agreement Section 2 of 3 - Long Form Disclosure
Last updated 04/10/2019

List of all fees for the Finnest Visa® Prepaid Card

All Fees

Amount

Details

Get Started

Card Purchase

$0.00

 

Monthly Usage

Monthly Fee

$0.00

 

Add Money

Transfer From Primary Account

$0.00

 

Spend Money

POS Signature Purchase

$0.00

 

POS PIN Purchase

$0.00

 

Get Cash

ATM Withdrawal or Decline

$2.00

Per transaction.  This is our fee.  You may also be charged a fee by the ATM operator, even if you do not complete a transaction.

Information

Finnest Mobile App

$0.00

No fee to access account information via the Finnest mobile app.

800# Customer Service (Automated)

$0.00

No fee for calling our automated customer service line, including for balance inquiries.

800# Customer Service (Live Agent)

$0.00

Per call

ATM Balance Inquiry

$0.75

Per transaction inside the U.S.  This is our fee.  You may also be charged a fee by the ATM operator, even if you do not complete a transaction.

 

 

 

Using Your Card Outside the U.S.

International Transactions

3.5%

Of the U.S. dollar amount of each transaction.

International ATM Balance Inquiry or Decline

$0.75

Per transaction.  This is our fee.  You may also be charged a fee by the ATM operator, even if you do not complete a transaction.

International ATM Withdrawal or Decline

$3.00

Per transaction.  This is our fee.  You may also be charged a fee by the ATM operator, even if you do not complete a transaction.

International Bank Teller Cash Withdrawal or Decline

$3.00

Per transaction. 

Other

Lost, Stolen, or Damaged Card Replacement (via U.S. mail)

$5.00

The card replacement fee will be withdrawn from your Funding Account, pursuant to the authorization provided by the Primary Accountholder to Finnest in this Agreement.

Card Renewal After Expiration

$5.00

Upon request, per Card renewed.

 

Your funds are eligible for FDIC insurance. Your funds will be held at or transferred to First Century Bank, N.A., an FDIC-insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event First Century Bank, N.A. fails, if specific deposit insurance requirements are met and your card is registered. See fdic.gov/deposit/deposits/prepaid.html for details.

 

No overdraft/credit feature.

 

Contact Finnest, Inc. by calling 1-855-201-6467, by mail at Finnest, Inc., 129 Newbury Street, Floor 2, Boston, MA 02116.

 

For general information about prepaid accounts, visit cfpb.gov/prepaid.

If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.

 


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’s card is on the way to you.

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